Home > Tag: Life Insurance
Should I have an Emergency Fund Along with Life Insurance?
Posted: February 7, 2023
Should I have an Emergency Fund Along with Life Insurance?Life insurance can help protect your loved ones financially in case of your death. If you have a whole life or universal life insurance policy, you may be able to access accumulated cash value for emergency funds during your lifetime. Even so, it is a good idea to have an emergency fund in addition to life insurance. You never know when the unexpected will happen....
What Happens if You Are Denied Life Insurance?
Posted: January 22, 2023
What Happens if You Are Denied Life Insurance?It can be discouraging, to say the least, when you are trying to protect your family by purchasing life insurance, and your application is rejected. If you have been denied life insurance, you are not alone. It happens to people every day. Keep in mind that you have options and do not give up. Why Are Some People Denied Life Insurance? Typically, life insurance companies...
The Importance of Creating a Will
Posted: December 27, 2022
The Importance of Creating a WillCreating a will is one of the most important legal actions for people of all ages. Many younger people believe writing a will is for later in life. In fact, a will can be one of the most significant actions for young families to protect their spouse and children from extreme financial losses should an unexpected death occur. Why Do You Need a Will? A...
5 Reasons Why Life Insurance is a Great Christmas Gift
Posted: December 7, 2022
5 Reasons Why Life Insurance is a Great Christmas GiftThe Christmas season is fast approaching, and finding the right gifts for our loved ones is at the top of our minds. You may not consider life insurance an ideal gift, but it may surprise you that it can be, particularly for the younger members of your family. Read five reasons why buying life insurance can turn out to be a gift that keeps on...
Understanding What’s Covered and What’s Not Covered with Life Insurance
Posted: November 22, 2022
Understanding What’s Covered and What’s Not Covered with Life InsuranceHow Life Insurance Can Be Used Life insurance can be an estate planning tool, an investment vehicle, or simply a way to replace lost income in case of unexpected death. Some people purchase life insurance to establish an inheritance for their children or as a strategy to donate to a favorite charity. Unlike other types of insurance coverage, there are no restrictions on how death...
Retire StrongHer
Hello friends,
Did you know that…
- Just 46 percent of wage and salaried women working in the United States participate in a retirement plan.
- Women are more likely to work in part-time jobs that don’t qualify for a retirement plan.
- Working women are more likely than men to interrupt their careers to take care of family members. Therefore, they work fewer years and contribute less toward their retirement, resulting in lower lifetime savings.
- On average, a female retiring at age 65 can expect to live another 21 years, nearly 3 years longer than a man the same age.
Why a podcast?
For the past several years women have enjoyed sharing their business stories, money woes, marriages, and family matters with me. That process has allowed us to learn and grow from one another and we have come to realize that there are a few commonalities for most of us as we get older: Time is not standing still, life is too short, our loved ones are leaving us, our affairs are a mess from not knowing what to do in our younger years, and we are left to pick up the pieces.
But I have good news for you, I’ve been there. I am a wife, a mother, and a business owner. Pair that with my experience in the financial and insurance industries and I have lived, learned and equipped myself with the tools to empower women to have more money and be better prepared for retirement.
The most important bit of information I can share with you is that it is never too late to do SOMETHING! Start NOW and let’s make the best of where we are and where we can be. I’m your girl! I will show you that today can be a good day and help you on the path to a better tomorrow. I want every one of us to come out strong when it comes to retirement. And we can do that if we take some time to talk about it!
Meet me and a few of my special guests this fall as we discuss your overall financial wellness on my podcast. Conversations will span topics on everyday money matters as the woman navigates her life towards achieving wealth, retirement, and leaving a legacy for her family. This podcast is all about meeting you where you are and helping you get back on track. Join me, Devora Ascott Black, on Retire StrongHer… you will be glad you did.