A Beginner's Guide to Health Insurance Deductibles and Copays

Posted: June 10, 2023

Deductibles and copays are both out-of-pocket expenses. Although they both represent a percentage you must pay when seeing a medical practitioner, they are not the same. Your copay is a fee you pay when you fill a prescription or receive medical services. The deductible is an agreed-upon amount you must pay before the total cost of your treatment is covered. Your policy explicitly defines these...

Is Short-Term Health Insurance a Smart Option?

Posted: May 25, 2023

There are many life events that could leave you without health insurance for a period of time. You may be changing jobs, starting your own business, were laid off, or are going through a divorce and will soon lose access to your soon-to-be former spouse’s medical insurance. In any of these situations, you might want to consider short-term medical insurance to fill in any gaps...

National Stroke Awareness Month

Posted: May 10, 2023

It's National Stroke Awareness Month, and now is a great time to consider what you can do to learn more about this medical condition. By shining a light on the risks of stroke, you can potentially save a life, make better decisions for yourself, and ultimately enjoy many more years of healthy living. The History Behind This Tradition Although the earliest reported strokes date back...

Do Not Let Your Preventive Care Fall Through the Cracks

Posted: April 25, 2023

Preventive care is an essential part of managing your health and ensuring you catch potential issues early on, so you can live a longer life. Not only will preventive care reduce your chances of developing a serious health condition, but you can obtain most of these services at no cost since most are covered by your health insurance. That means there is no reason for...

Health Insurance Frequently Asked Questions

Posted: March 25, 2023

If you have questions about health insurance, we offer answers to some of the most common questions we hear from our clients. Which health insurance plan is the best? No health insurance plan is the best for everyone. Each individual and family has a unique situation with regard to income from work, the number of children, and medical conditions. Choosing the best health insurance requires...

Retire StrongHer

Hello friends,

Did you know that…

Just 46 percent of wage and salaried women working in the United States participate in a retirement plan.
Women are more likely to work in part-time jobs that don’t qualify for a retirement plan.
Working women are more likely than men to interrupt their careers to take care of family members. Therefore, they work fewer years and contribute less toward their retirement, resulting in lower lifetime savings.
On average, a female retiring at age 65 can expect to live another 21 years, nearly 3 years longer than a man the same age.

Why a podcast?

For the past several years women have enjoyed sharing their business stories, money woes, marriages, and family matters with me. That process has allowed us to learn and grow from one another and we have come to realize that there are a few commonalities for most of us as we get older: Time is not standing still, life is too short, our loved ones are leaving us, our affairs are a mess from not knowing what to do in our younger years, and we are left to pick up the pieces.

But I have good news for you, I’ve been there. I am a wife, a mother, and a business owner. Pair that with my experience in the financial and insurance industries and I have lived, learned and equipped myself with the tools to empower women to have more money and be better prepared for retirement.

The most important bit of information I can share with you is that it is never too late to do SOMETHING! Start NOW and let’s make the best of where we are and where we can be. I’m your girl! I will show you that today can be a good day and help you on the path to a better tomorrow. I want every one of us to come out strong when it comes to retirement. And we can do that if we take some time to talk about it!

Meet me and a few of my special guests this fall as we discuss your overall financial wellness on my podcast. Conversations will span topics on everyday money matters as the woman navigates her life towards achieving wealth, retirement, and leaving a legacy for her family. This podcast is all about meeting you where you are and helping you get back on track. Join me, Devora Ascott Black, on Retire StrongHer… you will be glad you did.